Ed Barnhart

September can bring a calmer rhythm after the back to school rush. If your commute, household schedule, or weekend activities changed, insurance questions may be part of that reset. I can help you look at auto, home, or renters options in plain language.

Ed and his team genuinely care for our policyholders and focus on serving them with total integrity and honesty. Rose Marie Smith has 46 years experience in our industry and greatly enjoys meeting with people to discuss and satisfy their insurance needs. Derrick Thompson has been with our agency for 15 years and focuses on renters insurance as his specialty.

Ed has been in agency with State Farm since 1984.Ohio University-Athens, BSEd Cleveland State University, MEd.

Frequently Asked Questions (FAQs):

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Ed, your local State Farm agent in Virginia Beach, VA, is here to help.

Q: How quickly can car insurance coverage start?

A: Car insurance coverage can often start the same day, depending on your situation. Ed is proud to serve the Virginia Beach community.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Serving Virginia Beach and the surrounding area, Ed can help answer your questions.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Have questions? Ed in Virginia Beach can walk you through your options.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. Ed works with Virginia Beach residents to find coverage that fits.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Connect with Ed for insurance guidance in Virginia Beach.